Legal & Platform Rules

Terms and Conditions – lucy97 Online Casino and Betting Platform

These Terms and Conditions govern your use of lucy97. By registering an account or placing a bet, you agree to these terms. Please read them carefully – they explain your rights, your responsibilities and how the platform operates for all Pakistani players.

Last updated: January 2026

Key Points at a Glance

The most important rules summarised – full detail follows below

18+ Only, One Account Per Player

You must be at least 18 years old to register and use lucy97. Only one account is permitted per person, household or device. Duplicate accounts are closed and balances forfeited.

PKR Accounts – Local Payments

All balances, deposits and withdrawals operate in PKR. JazzCash, Easypaisa, Raast, bank transfer and supported cards and mobile wallets are the accepted deposit channels.

Bonuses Have Wagering Requirements

All deposit match bonuses and free spin winnings carry wagering requirements before withdrawal. The specific multiplier and window are stated in each promotion's terms.

Account Verification Required

lucy97 may request identity documents before processing your first withdrawal or at any point the platform deems necessary. This is a standard requirement to protect all players.

Fair Play Policy

Abuse of bonuses, use of automated betting software, collusion or any attempt to manipulate outcomes will result in account suspension and forfeiture of all balances without prior notice.

Responsible Gaming Tools Available

Deposit limits, session reminders and self-exclusion are available in your account settings. These tools take effect immediately and are there to help you stay in control.


Full Terms and Conditions

These Terms and Conditions ("Terms") form a binding agreement between you ("Player", "you", "your") and lucy97 ("we", "us", "the platform"). By accessing the platform, registering an account or using any service provided by lucy97, you confirm that you have read, understood and agreed to be bound by these Terms in full. If you do not agree with any part of these Terms, you must not use the platform.

Plain English note: These Terms exist to protect both you and the platform. They explain what you can expect from lucy97 and what lucy97 expects from you. If anything is unclear after reading, contact support before you start playing.

1 Acceptance of Terms

These Terms apply to all players registered on lucy97, regardless of how they access the platform – whether through a browser on a mobile phone, a tablet or a desktop computer. Use of the platform constitutes acceptance of these Terms and any future amendments to them. Your continued use after any change is notified constitutes acceptance of the updated Terms.

These Terms should be read alongside the Privacy Policy and Responsible Gaming Policy, both of which form part of the overall agreement between you and lucy97. Where any conflict exists between these documents, these Terms take precedence unless otherwise stated.

2 Account Registration

2.1 Eligibility

You may only register one account on lucy97. One account per person, per household and per device is the permitted limit. Registering multiple accounts – whether under your own name or using different details – is strictly prohibited and will result in all accounts being closed and any balances being forfeited without notice.

2.2 Accuracy of Information

All information provided at registration must be accurate and complete. This includes your name, date of birth, address and payment details. You are responsible for keeping your account information up to date. If lucy97 discovers that materially false information was provided at registration, the account may be closed and any associated balances forfeited.

2.3 Account Security

You are solely responsible for keeping your login credentials secure. Do not share your username or password with any other person. Any activity that takes place on your account while you are logged in is your responsibility, regardless of whether it was you who carried out that activity. If you suspect unauthorised access to your account, contact support immediately and change your password.

Important: If you suspect someone else has accessed your account, contact lucy97 support right away. The faster you report it, the quicker the situation can be contained.

3 Age Verification

The minimum age to register and play on lucy97 is 18 years. By registering, you confirm that you are at least 18 years old. lucy97 takes its age verification obligations seriously and reserves the right to request proof of age documentation at any point. If satisfactory proof of age cannot be provided, your account will be suspended and any pending withdrawals withheld until the matter is resolved. Any winnings earned while an age verification check is pending may be voided.

If you become aware that a minor is using your account or device to access lucy97, you must inform us immediately. We hold parents and guardians responsible for ensuring minors cannot access their accounts.

4 Deposits and Payments

4.1 Accepted Deposit Methods

lucy97 accepts deposits in PKR via JazzCash, Easypaisa, Raast, bank transfer, supported debit and credit cards and other mobile wallet channels listed on the deposits page. All funds must originate from a payment method that is registered in your name. Third-party deposits – where someone else funds your account on your behalf – are not permitted.

4.2 Minimum Deposits

Minimum deposit amounts apply and are shown at the point of deposit. Promotion-specific minimum deposits may differ from the standard account minimum and are stated in the relevant promotion's terms. lucy97 does not charge deposit fees, though your payment provider may apply its own charges for certain transactions.

4.3 Deposit Processing

JazzCash and Easypaisa deposits typically clear within minutes of being submitted. Raast and bank transfer deposits may take longer depending on your bank's processing times. Deposits do not earn interest regardless of how long they remain in your account balance.

4.4 Declined Deposits

If a deposit is declined, this is typically a decision made by your payment provider rather than by lucy97. Contact your bank or mobile wallet provider in the first instance if a deposit fails to process. If the issue persists and you believe it is platform-related, contact support with the details of the attempt.

5 Withdrawals

5.1 Withdrawal Eligibility

To withdraw funds from your lucy97 account, you must have completed any applicable wagering requirements, your account must be fully verified, and the withdrawal amount must meet the minimum withdrawal threshold applicable to your chosen payment method.

5.2 Processing Times

Withdrawals to JazzCash and Easypaisa are typically the fastest. Bank transfer withdrawals take longer and are subject to standard interbank processing times. VIP-tier members receive priority processing which reduces standard waiting times. lucy97 does not guarantee processing times for bank transfers due to factors outside the platform's control.

5.3 Withdrawal Verification

Before your first withdrawal is processed, and at any subsequent point where the platform deems it necessary, you may be asked to provide identity verification documents. These typically include a government-issued ID and proof of your registered payment method. Withdrawals will be held pending satisfactory completion of verification. This process protects you as much as it protects the platform.

5.4 Withdrawal to Original Payment Method

Where possible, withdrawals are processed back to the same payment method used for the original deposit. If this is not possible for technical reasons, an alternative method may be used following confirmation from you.

Weekly cashback exception: The 10% weekly cashback is credited as real PKR with no wagering requirement. It can be withdrawn immediately upon credit without meeting any additional conditions.

6 Bonuses and Promotions

6.1 General Bonus Terms

All bonuses issued by lucy97 are subject to wagering requirements unless explicitly stated otherwise. The wagering requirement specifies how many times the bonus amount must be played through before any winnings derived from it can be withdrawn. Wagering requirements and applicable games are stated in the specific terms of each promotion.

6.2 Welcome Bonus

New players are eligible for a 100% deposit match bonus up to PKR 20,000 on their first qualifying deposit. This offer is available once per player and once per household. The welcome bonus carries a 30x wagering requirement on the bonus portion and must be met within 30 days of the bonus being credited. The minimum qualifying deposit for the welcome bonus is PKR 500.

6.3 Ongoing Promotions

Recurring promotions including the Friday Reload Bonus, Wednesday Free Spins and weekly cashback are available to all registered players. Each promotion has its own terms regarding minimum deposit, wagering requirements and eligible games. Cashback is credited as real PKR with no wagering requirement as a specific exception to the general bonus rule.

6.4 Bonus Abuse

Attempting to exploit bonus offers through irregular betting patterns – including placing low-risk bets across multiple outcomes to reduce wagering risk, using strategies designed to fulfil wagering requirements without genuine play, or creating multiple accounts to claim the same offer multiple times – is considered bonus abuse. lucy97 reserves the right to void bonuses and associated winnings and close accounts where abuse is identified.

6.5 Bonus Expiry

Bonuses that are not claimed within the stated claim window, or wagering requirements that are not met within the stated completion window, will result in the bonus being automatically removed from your account. Any wagering progress made will not be retained. Real-money funds deposited separately are not affected by bonus expiry.

7 Betting Rules

7.1 Bet Acceptance

All bets placed on lucy97 are subject to acceptance by the platform. Bets are confirmed only once you receive a bet confirmation reference. Bets placed in error or where a technical fault occurred during submission may be voided. The platform is not liable for bets that fail to submit due to connectivity issues on your end.

7.2 Odds Changes

Odds on live and pre-match markets can change rapidly. The odds displayed at the time you submit a bet are the odds at which the bet is confirmed, provided the market is still open and the odds have not moved between your submission and the platform's acceptance. If odds have changed at the point of acceptance, you will be notified and can choose to accept the new odds or cancel.

7.3 Void Bets

A bet may be voided by lucy97 in the following circumstances: the event is cancelled or abandoned without a result, an obvious pricing error occurs, the market is settled incorrectly and requires correction, or the bet was accepted on a suspended or closed market due to a technical fault. Void bets have the stake returned to your account balance.

7.4 Accumulator Bets

If one leg of an accumulator is voided, the accumulator is recalculated as if that leg was not included. The resulting payout reflects the remaining legs only. A leg that results in a push (even money result) is treated as void rather than a win or loss.

7.5 Cricket and PSL Specific Rules

For cricket markets, lucy97 follows standard cricket betting settlement rules. Match winner markets are settled on the official result including super overs where applicable. In-play markets are settled on the state of play at the point the market closes. Rain interruptions, Duckworth-Lewis-Stern (DLS) method results and abandoned matches are all settled according to the officially declared result by the governing body.

8 Fair Play and Prohibited Conduct

The following activities are prohibited on lucy97 and will result in immediate account suspension and forfeiture of all balances:

  • Use of automated betting software, bots, scripts or any tool that submits bets without direct manual input from the account holder
  • Collusion with other players or with platform staff to manipulate outcomes or exploit pricing
  • Sharing accounts or allowing another person to operate your account
  • Exploiting software bugs, technical errors or incorrect odds without reporting them
  • Any form of match fixing, insider betting or use of non-public information to gain an unfair advantage
  • Registering a second account after a first account has been closed or self-excluded

Zero tolerance policy: lucy97 monitors all account activity. Accounts found to be in breach of fair play rules are closed without notice and any outstanding balance is forfeited. This applies regardless of whether the player claims the breach was unintentional.

9 Account Suspension and Closure

9.1 Platform-Initiated Closure

lucy97 reserves the right to suspend or close any account at any time, with or without prior notice, if the account is found to be in breach of these Terms, if fraudulent or suspicious activity is detected, or if the platform is required to do so for compliance reasons. In cases of suspected fraud, balances may be withheld pending investigation.

9.2 Player-Initiated Closure

You may close your account at any time by contacting support. Before closure is processed, any outstanding bets will be settled and any remaining real-money balance returned to your registered payment method, subject to standard verification requirements. Bonus funds are forfeited upon voluntary account closure.

9.3 Inactive Accounts

Accounts that have not been logged into for a period of 12 consecutive months are considered inactive. lucy97 may apply a monthly administration charge to inactive accounts or close them after giving reasonable notice. Any remaining real-money balance at the time of closure will be returned to the last registered payment method.

10 Responsible Gaming

lucy97 is committed to providing a safe and enjoyable gaming environment. We offer the following tools directly in your account settings to help you manage your play:

  • Deposit limits: Set a daily or weekly maximum deposit cap that takes effect immediately
  • Session reminders: Receive an alert when you have been playing for a set period of time
  • Self-exclusion: Temporarily or permanently exclude yourself from the platform
  • Reality checks: Regular pop-up reminders showing your session duration and net result

Gaming on lucy97 should always be treated as entertainment and never as a source of income. Set a budget before every session and stick to it. If you feel that your gaming is becoming difficult to control, use the self-exclusion tool immediately and seek support. All gaming on lucy97 is strictly for adults aged 18 and above.

11 Privacy and Data

lucy97 collects and processes personal data in accordance with our Privacy Policy, which is available at lucy97.pro/privacy-policy. By registering an account, you consent to the collection and processing of your data as described in that policy. Your data is used to operate your account, verify your identity, process payments and communicate with you about your account and platform updates.

lucy97 does not sell personal data to third parties. Data may be shared with payment processors, identity verification providers and fraud prevention services as necessary to operate the platform and protect all players.

12 Amendments to These Terms

lucy97 reserves the right to amend these Terms at any time. Material changes will be communicated to registered players via the contact details associated with their account. The updated Terms will also be published on this page with a revised "Last updated" date. Your continued use of the platform after notification of a change constitutes acceptance of the updated Terms. If you do not accept an amendment, you should close your account before the change takes effect.

13 Disputes and Complaints

If you have a complaint about how a bet was settled, how a bonus was applied or any other aspect of your experience on lucy97, please contact support in the first instance. Provide as much detail as possible including your account username, the date of the event, the relevant bet or transaction reference and a clear description of the issue. lucy97 aims to respond to all complaints within 72 hours.

If a dispute cannot be resolved through the standard support process, you may escalate the matter in writing. lucy97 will investigate escalated complaints and provide a formal written response. The platform's decision on disputed matters is final in cases where the Terms clearly apply to the situation in question.

Contact support: For any queries related to these Terms, account issues or complaints, reach the lucy97 support team at [email protected]. Do not send sensitive account information via email – use the secure messaging system inside your account where possible.


Terms – Frequently Asked Questions

Common questions Pakistani players ask about how lucy97 rules work in practice

No. Only one account is permitted per person, household and device. If you have lost access to a previous account, contact support to recover it rather than registering a new one. Creating a second account results in both being closed and all balances being forfeited.

Typically a government-issued photo ID such as a national identity card or passport, and proof that the payment method you used is registered in your name. For JazzCash or Easypaisa this usually means confirming the registered mobile number matches your account details. lucy97 support can guide you through the specific documents required for your account.

If you withdraw from your account before the wagering requirement on a bonus is met, the bonus and any winnings associated with it will be removed from your account. Your real-money deposit balance can still be withdrawn, but any portion of your balance that comes from bonus play will be forfeited. The system calculates this automatically at the time of your withdrawal request.

Minimum and maximum withdrawal amounts apply and vary depending on the payment method. The specific limits for each channel are displayed on the withdrawals page in your account. VIP members at higher tiers have increased withdrawal limits as one of their tier benefits. If you need to withdraw an amount above your standard limit, contact support to discuss your options.

Yes. Self-exclusion is available directly from your account settings and takes effect immediately once activated. You can choose a defined exclusion period or opt for an indefinite self-exclusion. During the exclusion period, you will not be able to log in, deposit or place bets. If you need to self-exclude urgently, contact support directly and they will action it on your account immediately.

For matches declared abandoned without a result by the governing body, all match-level markets (such as match winner) are voided and stakes are returned. Markets that were already settled before abandonment – for example, completed over-by-over markets – retain their settled result. DLS-adjusted results are treated as the official result for settlement purposes.

Questions about your account, a specific bonus or a bet settlement? The lucy97 support team responds within 72 hours. Visit our FAQ

Ready to Start? Register on lucy97 Today

You've read the rules – now it's time to play. Register your account, deposit via JazzCash or Easypaisa and claim your welcome bonus of up to PKR 20,000. Cricket betting, Live Casino and 1,000+ games are waiting.

PKR accounts – no conversion fees
JazzCash & Easypaisa supported
18+ | Play Responsibly